MAZDA Financial Services Frequently Asked Questions (FAQ)

When it comes time to purchase a new Mazda car at Med Center Mazda, there is a good chance that you will be working with our Mazda Financial Services department on an auto loan. Whether you’re new to the Mazda financing process or a seasoned pro, it can be helpful to review some of the most commonly asked questions about Mazda Financial Services.

What is MAZDA Financial Services?

Mazda Financial Services is the official financing arm of Mazda. It is dedicated to providing drivers with tailored automobile financing to help you drive off our lot in your dream Mazda vehicle. Whether you’re interested in purchasing or leasing, Mazda Financial Services offers a range of flexible financing solutions to fit your needs.

Should I Finance or Lease?

One of the main decisions associated with getting behind the wheel of a new Mazda car is whether to finance or lease. The main advantages of financing are that you own the vehicle at the end of the loan term, and you can do whatever you want with your vehicle. On the other hand, leasing is a great choice for those who desire lower monthly payments and the ability to drive the newest Mazda cars when they are released.

What Factors Affect the Interest Rate?

Several factors impact what your interest rate will be. These include:

• Your credit score
• Vehicle price
• Down payment amount

What Goes Into the Monthly Payment?

Your monthly Mazda loan payment includes both principal and interest. It varies based on the vehicle’s price, the down payment, the interest rate, and the loan term.

Explore MAZDA Financial Services in Pelham, AL

If you have any more questions about working with Mazda Financial Services, do not hesitate to ask the friendly finance professionals here at Med Center Mazda. Stop by today to get started and to take a test drive in a new Mazda car!